Self Managed Super Funds.

Helping make the most of your retirement.

Self Managed Superfund Loans

Have you considered using your Self Managed Super Fund to invest in commercial property?

The savings you’ve built up in your Superannuation Fund can be used to make investments in a range of asset classes. By transferring your super to a new or established Self Managed Superannuation Fund (SMSF) the opportunity to use gearing to purchase property may become available.

Using your SMSF funds as a deposit, some lenders will approve loans starting at just $100,000 to purchase property, and the income generated from the rental can help meet your repayments.

Commercial Property

It may be possible for your SMSF to purchase a commercial property that will be occupied by your business, as long as the rent is at market rates.

Essentially, this type of finance is a Term Loan with features such as flexible terms up to 30 years, the choice of principal and interest or interest only repayment, and the options of fixed or variable rates, or a combination of both.

There are many rules and regulations governing your SMSF so it’s important you get the advice of a financial professional to make the right choices.


If you don’t have the time or the inclination to navigate your way through the complex and confusing world of finance, don’t worry – we’ll do it for you! Because that’s what a true finance partner does.

We are independent, tenacious and provide real, genuine choice to help you reach your financial goals sooner.

  • We provide our clients with real choices
  • We encourage lenders to be competitive with their loans and financial products on your behalf
  • We approach a large range of lenders on your behalf
  • We negotiate better deals on your behalf
  • We do the leg work for you
  • We can meet at a time and place that suits you. Your place or ours?

What our clients say

Fred Helou

Director. The After School Klub

Just wanted to take this opportunity to thank you and your team for the great service, and would highly recommend anyone to use your services.

Good communication is key and your firm was able to understand our company financials including our company’s complicated structure and strategies.

Clear explanation was demonstrated on product features and the team was easily accessible.

Once again thanks for the great experience and services and looking forward to working together again in the new future.“ 


Jeremy Keane

“The team at VHM Partners assisted my family with the finance of our family holiday home.

We are business owners and Directors and our financials are complicated, Martin clearly understood our financial structure which was crucial in obtaining the new loan.

When purchasing the new property we also refinanced an existing investment loan which saved us over $8,000 per year in interest.

Martin and the team liaised directly with our accountant and lawyer during the whole process, taking away a lot of the stress when purchasing a property.”


Belinda Poole

Martin Mulder assisted me successfully with my recent home loan application.
VHM Finance was committed to achieving the best outcome for me, at all times clearly explaining and succinctly answering any questions throughout the process.

Martin’s personable nature and positivity were an advantage during what could be a stressful time. I couldn’t recommend Martin more highly.“  

Matthew Breeze

Barrister. Chambers

“My wife and I have had extensive dealings with Martin Mulder and VHM Finance Partners and without doubt, they have provided us with a level of expertise and service not seen elsewhere in this sector. As active property enthusiasts, Martin and his team operate under a “can do” philosophy. Nothing is too much work. No job is too difficult or complicated. For example, they have the capacity to understand company financial records and accounts. Further, they have a demonstrated ability to dissect and appreciate complicated company structures.

To Martin and the team, communication is king. Availability, simplicity and knowledge is the key for VHM. They have outstanding levels of product knowledge across a range of products and services. Martin seems to know the inner workings of every bank and financial institution in Australia. The team seem to be literally available 24/7. One does not wonder where the project is up to…Martin will simply tell without being asked. Martin and VHM stand out as a leader in their field. I commend them to you.“  


Suzanne Tucker

Director. The After School Klub

“I have worked with Martin on several Finance Projects, both business and personal. VHM have  proven to be wise, knowledgeable and persistent. These are traits I deem important when dealing in the Finance and Business sectors. I have recommended Martin and his team to many of my friends and colleagues and will continue to do so.“