Make Life an Adventure

Funding option to fulfil your dreams

Live the Dream

Enjoy the finer things in life

Car Finance

Whether you buying a new or used car, VHM Finance search a range of loans from secured to unsecured, variable to fixed interest to balloon payments or 3-5 year loans repayment terms. When the time to upgrade, splash out or buying a second car, don’t miss out on a deal due to finance.

Boat Finance

Finance boat comes with its risk depending on the type and of the boat. Your boat will have many dependencies and that is where VHM Finance can help. We’ve been help clients cruise the beautiful waters of Australia.

Motorcycle Finance

Looking for a Motorbike Loan? We source some of the most competitive bike finance for new or used motorbikes. Some of the major lenders see motor bikes as a risk, so they are reluctant to lend. VHM Finance can help you cruise Australia, faster.


No better way to see Australia with your own motorhome, camper trailer or caravan. We can arrange fast, hassle free motorhome finance, that gives you the flexibility on repayments, while you travel.

Motorcycle Finance

There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other ‘deals’. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for (for the house you want).

  • Trade Finance
  • Invoice Finance
  • Business Assets
  • Commercial Property
  • Speciality Finance


A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered.

  • Trade Finance
  • Invoice Finance
  • Business Assets
  • Commercial Property
  • Speciality Finance


Whether you’re planning to invest into your first property or tenth, or needing to fund cash flow for your business, or needing that new vehicle, we can make it happen. We do the hard work and try to keep the process as simple as possible for you. 

  • We provide real choice, looking to find you the right deal
  • We work with multiple lenders, keeping competition alive
  • We may negotiate a better outcome
  • We help at a time and place that suits you
  • We do the legwork for you


Fred Helou

Director. The After School Klub

Just wanted to take this opportunity to thank you and your team for the great service, and would highly recommend anyone to use your services.

Good communication is key and your firm was able to understand our company financials including our company’s complicated structure and strategies.

Clear explanation was demonstrated on product features and the team was easily accessible.

Once again thanks for the great experience and services and looking forward to working together again in the new future.“ 


Jeremy Keane

“The team at VHM Partners assisted my family with the finance of our family holiday home.

We are business owners and Directors and our financials are complicated, Martin clearly understood our financial structure which was crucial in obtaining the new loan.

When purchasing the new property we also refinanced an existing investment loan which saved us over $8,000 per year in interest.

Martin and the team liaised directly with our accountant and lawyer during the whole process, taking away a lot of the stress when purchasing a property.”


Belinda Poole

Martin Mulder assisted me successfully with my recent home loan application.
VHM Finance was committed to achieving the best outcome for me, at all times clearly explaining and succinctly answering any questions throughout the process.

Martin’s personable nature and positivity were an advantage during what could be a stressful time. I couldn’t recommend Martin more highly.“  

Matthew Breeze

Barrister. Chambers

“My wife and I have had extensive dealings with Martin Mulder and VHM Finance Partners and without doubt, they have provided us with a level of expertise and service not seen elsewhere in this sector. As active property enthusiasts, Martin and his team operate under a “can do” philosophy. Nothing is too much work. No job is too difficult or complicated. For example, they have the capacity to understand company financial records and accounts. Further, they have a demonstrated ability to dissect and appreciate complicated company structures.

To Martin and the team, communication is king. Availability, simplicity and knowledge is the key for VHM. They have outstanding levels of product knowledge across a range of products and services. Martin seems to know the inner workings of every bank and financial institution in Australia. The team seem to be literally available 24/7. One does not wonder where the project is up to…Martin will simply tell without being asked. Martin and VHM stand out as a leader in their field. I commend them to you.“  


Suzanne Tucker

Director. The After School Klub

“I have worked with Martin on several Finance Projects, both business and personal. VHM have  proven to be wise, knowledgeable and persistent. These are traits I deem important when dealing in the Finance and Business sectors. I have recommended Martin and his team to many of my friends and colleagues and will continue to do so.“