Lets us help you tackle the banks

We have funding option for you and your business

Looking for the right Home Loans

Navigating the endless options for home loans, refinancing and investment loans

Home Loans

There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other ‘deals’. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for (for the house you want).


A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered.

Investment Loans

Generally, property in Australia is still considered to be a sound investment. However  lenders are more cautious about who borrows and for what. We are here to help find the right lender and loan for your circumstances in this new environment. We can also wade through the many investment loan options on offer, leaving you more time to find the ideal property.

  • Access to over 40 different providers
  • Speedy turn around times
  • Option for both variable and Fixed repayments
  • Interest rates from as low as 1.99%
  • Interest only repayments,
  • Invoice cashback offers of up to $4000 for refinancing
  • Ability to draw on equity for further investment
  • Refinance to Consolidate debts
  • Home Multiple investment purposes accepted (incl non realestate)
  • Complicated holding structures acceptable
  • Interest Only repayments available,
  • Tailored facilities to assist in wealth creation



Whether you’re planning to invest into your first property or tenth, or needing to fund cash flow for your business, or needing that new vehicle, we can make it happen. We do the hard work and try to keep the process as simple as possible for you. 

  • We provide real choice, looking to find you the right deal
  • We work with multiple lenders, keeping competition alive
  • We may negotiate a better outcome
  • We help at a time and place that suits you
  • We do the legwork for you


Fred Helou

Director. The After School Klub

Just wanted to take this opportunity to thank you and your team for the great service, and would highly recommend anyone to use your services.

Good communication is key and your firm was able to understand our company financials including our company’s complicated structure and strategies.

Clear explanation was demonstrated on product features and the team was easily accessible.

Once again thanks for the great experience and services and looking forward to working together again in the new future.“ 


Jeremy Keane

“The team at VHM Partners assisted my family with the finance of our family holiday home.

We are business owners and Directors and our financials are complicated, Martin clearly understood our financial structure which was crucial in obtaining the new loan.

When purchasing the new property we also refinanced an existing investment loan which saved us over $8,000 per year in interest.

Martin and the team liaised directly with our accountant and lawyer during the whole process, taking away a lot of the stress when purchasing a property.”


Belinda Poole

Martin Mulder assisted me successfully with my recent home loan application.
VHM Finance was committed to achieving the best outcome for me, at all times clearly explaining and succinctly answering any questions throughout the process.

Martin’s personable nature and positivity were an advantage during what could be a stressful time. I couldn’t recommend Martin more highly.“  

Matthew Breeze

Barrister. Chambers

“My wife and I have had extensive dealings with Martin Mulder and VHM Finance Partners and without doubt, they have provided us with a level of expertise and service not seen elsewhere in this sector. As active property enthusiasts, Martin and his team operate under a “can do” philosophy. Nothing is too much work. No job is too difficult or complicated. For example, they have the capacity to understand company financial records and accounts. Further, they have a demonstrated ability to dissect and appreciate complicated company structures.

To Martin and the team, communication is king. Availability, simplicity and knowledge is the key for VHM. They have outstanding levels of product knowledge across a range of products and services. Martin seems to know the inner workings of every bank and financial institution in Australia. The team seem to be literally available 24/7. One does not wonder where the project is up to…Martin will simply tell without being asked. Martin and VHM stand out as a leader in their field. I commend them to you.“  


Suzanne Tucker

Director. The After School Klub

“I have worked with Martin on several Finance Projects, both business and personal. VHM have  proven to be wise, knowledgeable and persistent. These are traits I deem important when dealing in the Finance and Business sectors. I have recommended Martin and his team to many of my friends and colleagues and will continue to do so.“