Specialist advice for personal
and business finance

We have the expertise to maximise your financial situation

Business and Asset Finance

  • Trade Finance
  • Invoice Finance
  • Asset/Equipment Finance
  • Commercial Property
  • Specialist Finance

Home and Personal

  • Home Loans
  • Investment Loans
  • Cars and Motorbikes
  • Personal Loans
  • Debt Consolidation

Self Managed
Super Funds

  • Residential Investments
  • Commercial Property Investments
  • Debt Advice

The property buying process


We don’t take a ‘one size fits all’ approach when developing financial strategies. We take the time to deeply understand each clients situation and their short and long term financial goals. Because the better we know our clients, the better the financial advice we can give.

Be assured we have access to literally hundreds of different loans and investment opportunities from a host of Australian and International lenders. Many aren’t traditional banks. In today’s rapidly changing financial landscape there are many other lending options that offer more flexibility to design special offers and packages for our clients.

Talk to us, then we’ll talk to the banks!


Fred Helou

Director. The After School Klub

Just wanted to take this opportunity to thank you and your team for the great service, and would highly recommend anyone to use your services.

Good communication is key and your firm was able to understand our company financials including our company’s complicated structure and strategies.

Clear explanation was demonstrated on product features and the team was easily accessible.

Once again thanks for the great experience and services and looking forward to working together again in the new future.“ 


Jeremy Keane

“The team at VHM Partners assisted my family with the finance of our family holiday home.

We are business owners and Directors and our financials are complicated, Martin clearly understood our financial structure which was crucial in obtaining the new loan.

When purchasing the new property we also refinanced an existing investment loan which saved us over $8,000 per year in interest.

Martin and the team liaised directly with our accountant and lawyer during the whole process, taking away a lot of the stress when purchasing a property.”


Belinda Poole

Martin Mulder assisted me successfully with my recent home loan application.
VHM Finance was committed to achieving the best outcome for me, at all times clearly explaining and succinctly answering any questions throughout the process.

Martin’s personable nature and positivity were an advantage during what could be a stressful time. I couldn’t recommend Martin more highly.“  

Matthew Breeze

Barrister. Chambers

“My wife and I have had extensive dealings with Martin Mulder and VHM Finance Partners and without doubt, they have provided us with a level of expertise and service not seen elsewhere in this sector. As active property enthusiasts, Martin and his team operate under a “can do” philosophy. Nothing is too much work. No job is too difficult or complicated. For example, they have the capacity to understand company financial records and accounts. Further, they have a demonstrated ability to dissect and appreciate complicated company structures.

To Martin and the team, communication is king. Availability, simplicity and knowledge is the key for VHM. They have outstanding levels of product knowledge across a range of products and services. Martin seems to know the inner workings of every bank and financial institution in Australia. The team seem to be literally available 24/7. One does not wonder where the project is up to…Martin will simply tell without being asked. Martin and VHM stand out as a leader in their field. I commend them to you.“  


Suzanne Tucker

Director. The After School Klub

“I have worked with Martin on several Finance Projects, both business and personal. VHM have  proven to be wise, knowledgeable and persistent. These are traits I deem important when dealing in the Finance and Business sectors. I have recommended Martin and his team to many of my friends and colleagues and will continue to do so.“  





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